Smith County Homes under $300,000

Smith County Homes under $300,000

Welcome to Smith County, Tennessee—a hidden gem nestled in the heart of the Volunteer State. Known for its stunning natural landscapes and a warm sense of community, Smith County offers a unique blend of rural charm and modern conveniences. With picturesque lakes, rolling hills, and lush forests, outdoor enthusiasts will find plenty of opportunities for hiking, fishing, and exploring the great outdoors. The county is also home to a rich history, with quaint towns like Carthage and Gordonsville offering a glimpse into the past through their historic architecture and vibrant local culture.

For those seeking their dream home without breaking the bank, Smith County boasts an impressive selection of homes priced under $300,000. Whether you’re a first-time buyer, a growing family, or looking to downsize, there’s something for everyone in this affordable market. From cozy single-family homes with spacious yards to charming cottages perfect for a weekend getaway, the options are diverse and inviting.

Living in Smith County means enjoying a slower pace of life while still being close to larger cities like Nashville and Cookeville, making it an ideal location for both work and play. Imagine sipping your morning coffee on a peaceful porch, surrounded by the beauty of nature, or exploring local farmers' markets and community events that foster a strong sense of belonging.

Don’t miss out on the opportunity to call Smith County home. With its affordable housing options and vibrant community spirit, it’s the perfect place to create lasting memories. Come explore the possibilities today!

Newest Smith County Homes under $300,000

8 Young Bottom Ln, Buffalo Valley
$129,900
ACTIVE Status ⋅ 2 Beds ⋅ 2 Baths ⋅ 3601562 MLS ⋅ ACTIVE Status ⋅ 1.13 Acres ⋅ 38548 Zip Code
OWNER FINANCING AVAILABLE — ONLY $5,000 DOWN! Enjoy peaceful country living near the water with this well-kept home situated on a spacious lot in the beautiful Buffalo Valley/Granville area. The home offers a bright, comfortable interior with attractive wood-look flooring, a spacious living area with fireplace, vaulted ceilings, and a nicely updated kitchen featuring abundant cabinetry, an island, stainless appliances, and plenty of workspace. The country setting is a major highlight, offering plenty of open space and a relaxed rural atmosphere while keeping you close to some of the area’s best outdoor recreation. Indian Creek Campground is nearby on Cordell Hull Lake, offering convenient access to boating, fishing, swimming, camping, and other outdoor activities. You’re also just a short drive from Granville, with additional lake access, recreation, shops, and attractions in the area. This is a great opportunity for someone looking for an affordable home in the country without having to go through traditional bank financing. Offered at $129,900 with OWNER FINANCING: $5,000 down • 9% interest • 30-year amortization • Approx. $1,004.97/month principal & interest. With a spacious lot, peaceful surroundings, proximity to Cordell Hull Lake and Indian Creek Campground, and flexible owner-financing terms, this property offers an attractive combination of affordability and country living.

8 Young Bottom Ln, Buffalo Valley

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.